Financing

Break your project into predictable monthly payments.

Pay for your project with predictable, monthly payments without tapping into your home equity.*

  • Check rates in under 2 minutes
    Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
  • Loans typically fund in 1-5 days**
    If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
  • Fixed monthly payments
    Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.
  • No prepayment penalties
    You can pay off the loan early with no additional fees.

60 second pre-qualification

Does not effect credit score


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What is Hearth?

Hearth helps homeowners make smart financial decisions about their renovations. We show homeowners how to craft an accurate budget for their remodels. When appropriate, we connect homeowners to financing options.

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.

** Funding can be as soon as 24 hours and takes 3-5 days on average. Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.